Your IRA doesn't have to be all paper

Inflation already erased ~22% of your savings since 2020.

Your balance lies.

Your buying power is gone.

Most people assume retirement accounts mean stocks, bonds, and mutual funds.

That's not the law—that's just what your brokerage lets you hold.

And it's costing you options you didn't know you had.

Here's what most people get wrong.

A precious metals IRA isn't about hiding gold bars in your closet.

It's about holding IRS-approved metals in a secure, fully insured depository that's owned by your IRA, not you personally.

The metals stay compliant.

The growth is tax-advantaged.

And you're not limited to hoping the S&P stays above water during the next market correction.

Traditional advisors don't talk about this because they don't get paid on it.

But wealthy families have been using tangible assets as a hedge for decades.

Not as a get-rich-quick play.

As a supporting piece of the portfolio that holds value when everything else is volatile.

Gold doesn't care about interest rates or earnings reports.

It doesn't go bankrupt.

And it's not correlated to your 401(k).

That's the point.

You can hold this inside a Traditional IRA, Roth IRA, SEP IRA, or even a Solo 401(k).

The only thing that changes is where your account is held.

If your IRA sits at a big brokerage, you're locked into their menu.

When you move to a custodian that allows self-direction, your options open up without liquidating everything or triggering taxes.

This isn't about going all-in on metals.

It's about having more than one type of asset protecting your future.

Ask yourself: Do I want a hedge against inflation and market volatility, or am I comfortable being 100% in paper assets?

If you're looking for diversification beyond stocks and bonds, metals can fill that role.

You'll need a custodian that allows alternative assets.

This isn't your typical brokerage—it's a specialized platform built for self-directed investors.

You can roll over funds from an existing IRA, 401(k), or other qualified plan without penalties or taxes.

Not all gold and silver qualify.

The IRS has purity standards: gold must be 99.5% pure, silver 99.9%, platinum and palladium 99.95%.

Your custodian will help you select approved coins and bars.

You can't take physical possession while the metals are in the IRA.

They're stored in a secure, insured facility and remain the property of your retirement account.

This keeps you compliant and protects the tax advantages.

Don't buy non-approved metals—they won't qualify.

Don't try to store them yourself—it violates IRS rules and disqualifies the account.

Don't assume this replaces your entire portfolio—it's a hedge, not a replacement.

If you're tired of watching your retirement account lose buying power to inflation, precious metals might be the missing piece.

We've partnered with Goldco because they built their platform on education and transparency—no high-pressure sales, just clear decisions.

They help you move from a traditional brokerage to a self-directed IRA, select IRS-approved metals, and get everything stored compliantly.

If you want to explore whether this belongs in your strategy, Goldco is a partner we trust to walk you through it.

See you next Saturday,

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